Services
- Your Client Report validates our work
- We provide answers, not just numbers
- Benchmarking, review by type of benefit, top drug & therapeutic category, dental services & utilization
- All analyzed in detail and presented
- No Surprises
- Independent Renewal Programs custom built & maintained
- Report writing & marketing
- Graphs, historical data and review that provides answers, not questions
- We review your current benefit offering, cost sharing arrangements, and review the strengths and weaknesses of your current benefit provider
- Stop-loss and high amount pooling fluctuation
- Cost containment
- Understand client and employee needs
- In negotiating group coverage, we are the client's representative, serving the customer and plan sponsor
- We deal with 10 major insurance carriers rather than an agent or broker who may deal with only one insurer or send business predominantly to only one insurer
- marketing difficult and complicated = more scrutiny
- Must weigh impact on Time and Efficiency of client's resources